Filing for bankruptcy can be a life-changing step toward regaining control of your financial future. However, one of the most common questions Maryland residents have is, “How long does it take to file for bankruptcy?” The timeline depends on the type of bankruptcy you file—Chapter 7 or Chapter 13—as well as the complexity of your […]
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Who Can Freeze Your Bank Account in Maryland?
Discovering that your bank account has been frozen can be alarming, leaving you unable to access your hard-earned money. For Maryland residents, it’s important to understand who has the authority to freeze your bank account and under what circumstances this can happen. From creditors to government agencies, different entities may take this action, often as […]
Continue readingMore TagHow Long Does Chapter 7 Take to Discharge
Filing for Chapter 7 bankruptcy is a powerful step toward eliminating debt and regaining financial stability. One of the most common questions Maryland residents have is, “How long does it take to receive a discharge in Chapter 7 bankruptcy?” While the exact timeline can vary based on individual circumstances, most Chapter 7 cases are resolved […]
Continue readingMore TagWhat Happens to Your Bank Account When You File for Bankruptcy in Maryland?
Filing for bankruptcy can be a powerful tool for those struggling with overwhelming debt, offering a path to financial relief and a fresh start. However, it’s natural to worry about how bankruptcy may affect your personal finances, including access to your bank account. In Maryland, what happens to your bank account after filing depends on […]
Continue readingMore TagWhat Does Dismissal of Garnishment Mean?
Facing financial challenges can be daunting, especially when it involves wage garnishment. Garnishment—a legal process where creditors can claim a portion of your earnings to settle debts—can significantly impact your financial stability and peace of mind. However, there is a beacon of hope in what is known as the dismissal of garnishment. At The Law […]
Continue readingMore TagWhat is a Notice of Intent to Foreclose Letter in Maryland?
For homeowners in Maryland facing financial difficulties, receiving a Notice of Intent to Foreclose can be a distressing experience. This critical juncture, however, offers an opportunity for informed action rather than despair. Understanding what this notice means, the options available to you, and the importance of seeking expert legal advice can make a significant difference […]
Continue readingMore TagWhat Can Go Wrong When Filing for Bankruptcy for Maryland Residents
The decision to file for bankruptcy is a pivotal moment in anyone’s financial journey, marking both an end and a new beginning. While bankruptcy offers a path out of insurmountable debt, the process is fraught with complexities and pitfalls. At The Law Offices of Nicholas J Del Pizzo, a leading bankruptcy law firm in Baltimore, […]
Continue readingMore TagWhat Maryland Residents Need to Know about Buying a House While in Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy is often perceived as a financial death sentence for aspirations like home ownership. However, this common misconception couldn’t be further from the truth. In Maryland, navigating the path to purchasing a home while under Chapter 13 bankruptcy might be complex, but it’s far from impossible. This article aims to shed […]
Continue readingMore TagWhat To Do With a Default Judgment
When you find yourself unable to pay your debts in Maryland, creditors may take legal action against you to recover what you owe. This can lead to lawsuits and, if successful, result in a default judgment against you. At The Law Offices of Nicholas J Del Pizzo, we understand the challenges you may face when […]
Continue readingMore TagCan I Keep My Business While Filing for Bankruptcy?
For many business owners in Maryland, their business is not just a source of income but a labor of love. However, when faced with financial difficulties and mounting debts, bankruptcy may seem like the only option. The good news is that bankruptcy doesn’t necessarily mean losing your business entirely. In this article, we’ll explore how […]
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