Discovering that your bank account has been frozen can be alarming, leaving you unable to access your hard-earned money. For Maryland residents, it’s important to understand who has the authority to freeze your bank account and under what circumstances this can happen. From creditors to government agencies, different entities may take this action, often as […]
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How Long Does Chapter 7 Take to Discharge
Filing for Chapter 7 bankruptcy is a powerful step toward eliminating debt and regaining financial stability. One of the most common questions Maryland residents have is, “How long does it take to receive a discharge in Chapter 7 bankruptcy?” While the exact timeline can vary based on individual circumstances, most Chapter 7 cases are resolved […]
Continue readingMore TagWhat Happens to Your Bank Account When You File for Bankruptcy in Maryland?
Filing for bankruptcy can be a powerful tool for those struggling with overwhelming debt, offering a path to financial relief and a fresh start. However, it’s natural to worry about how bankruptcy may affect your personal finances, including access to your bank account. In Maryland, what happens to your bank account after filing depends on […]
Continue readingMore TagHow to Stop a Sheriff’s Sale in Maryland
Facing a sheriff’s sale can be an overwhelming and stressful experience for Maryland homeowners. A sheriff’s sale, often the last step in a foreclosure process, allows a lender to sell your property at auction to recover outstanding mortgage debt. However, if you’re at risk of losing your home to a sheriff’s sale, you may have […]
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Can One Spouse File Chapter 13 Bankruptcy Without the Other
When financial troubles loom and the weight of debt becomes unbearable, the thought of filing for bankruptcy can offer a glimmer of hope. However, when it comes to married couples facing financial hardships, the decision to file for bankruptcy can become even more complex. One common question that arises is whether one spouse can file […]
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Can You Get Divorced While Filing for Chapter 13 Bankruptcy?
Filing for Chapter 13 bankruptcy is a significant step toward financial recovery, but life doesn’t always follow a straight path. During the three to five years of your Chapter 13 payment plan, various life events, including divorce, can unfold. So, can you get divorced while filing for Chapter 13 bankruptcy, and what happens next? In […]
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The Origin of the Word Bankruptcy
Bankruptcy, a term commonly associated with financial failure and insolvency, has a rich history that spans across different cultures and time periods. One fascinating chapter in the story of bankruptcy can be found in the city of Florence, Italy, where the word “bankruptcy” originated and played a significant role in the economic and social fabric […]
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How do you file a medical malpractice suit in Maryland?
The procedure for filing a medical malpractice suit in Maryland is governed by the Maryland Courts and Judicial Proceeding Code A § 3-2A-04. You must begin by filing a claim with the Director of the Health Care Alternative Dispute Resolution Office (HCADRO). Their office is located at the William Donald Schaefer Tower on St. Paul […]
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It is no secret nowadays that the government agencies have been tapping into our digital devices to listen to conversations of everyday citizens. This was first brought to light through multiple bills passed following the 9/11 attacks, most notably the Patriot Act in the early 2000’s and the Total Information Awareness which was established in […]
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If a product is deficient, there is a possibility it could lead to a personal injury. When a consumer buys a product, the expectation is that the product is able to meet certain safety requirements. When the manufacturer puts out a product that enables a certain unexpected danger, or risk attached to it, the person […]
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