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What is a Cancellation of Debt?

What is a Cancellation of Debt?

What Is a Cancellation of Debt? If you’ve had a credit card balance forgiven, settled a loan for less than you owed, or had a lender write off a portion of your debt, you may have experienced something called a cancellation of debt. While having debt forgiven can feel...
How Long After Bankruptcy Can You Apply for a Loan?

How Long After Bankruptcy Can You Apply for a Loan?

Filing for bankruptcy can feel like the end of your financial freedom, but in reality it is often the beginning of a path toward rebuilding your financial life. If you are a Maryland resident who has gone through bankruptcy, one of the most common questions you may...
Filing Bankruptcy During The Holidays 

Filing Bankruptcy During The Holidays 

The holiday season is often full of joy, family gatherings, and celebrations. For many Maryland families, however, the holidays also bring financial pressure and stress. Between increased spending on gifts, travel, food, and other seasonal costs, it is easy for debt...