If you are financing financial hardships and work for the government you may be asking yourself, will filing for bankruptcy in Baltimore affect my job working for the government? Getting bank on track financially is a long and hard process, but having an experienced Baltimore Bankruptcy Attorney can help alleviate some of the stress, and […]
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What is a Chapter 13 Confirmation Hearing?
When you file for Chapter 13 Bankruptcy in Maryland you begin a process that typically takes between 3 to 5 years to complete. The Chapter 13 Bankruptcy process also involves proposing a plan to repay some or all of your creditors. Your repayment plan must be confirmed by the bankruptcy court before it can be […]
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Long Term Financial Advantages to Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a payment plan that lasts between 3 to 4 years. The length of the payment plan can be discouraging for some people, and Chapter 7 Bankruptcy may seen initially more preferable but it is not. There are many long term financial advantages to Chapter 13 Bankruptcy, including some that are not […]
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How to choose a Baltimore bankruptcy lawyer
When you’re thinking of filing for bankruptcy, the first question that runs through your mind is probably: Do I need a lawyer? Can I even afford the services of a Baltimore bankruptcy lawyer? How to do I choose a good Baltimore bankruptcy lawyer? Some people choose to file for bankruptcy all on their own and […]
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How will filing for bankruptcy affect you?
Before you file for bankruptcy in Maryland, think how it could affect you now and in the future. Filing fees and court fees. If you have trouble making ends meet, paying filing fees and court fees may be an added burden. These may be waived but only upon approval of the court. Appearance in court. […]
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Who can see my bankruptcy records?
Bankruptcy proceedings are public record Bankruptcy can provide debtors relief from debts that they can no longer pay. The only drawback with bankruptcy is the stigma attached to it. The stigma is due to bankruptcy being a legal proceeding and that it being part of the public record. Bankruptcy affects your credit score and the […]
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Questions to ask a debt lawyer
When preparing for your bankruptcy case it is important to speak with multiple lawyers and find out which one works best for you. Asking potential bankruptcy lawyers some basic questions will tell you a lot about the attorney’s approach and if they will be the right fit for you moving forward. The first question you […]
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Signs you are headed for bankruptcy
Ignoring personal debt will not make the problem go away. In fact, your bills will continue to pile up costing you thousands in interest and principal payments. Sometimes you may even find yourself in bankruptcy court, a place no one wants to be. In addition to finding yourself in bankruptcy court you will also see […]
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Preplanning your Bankruptcy
You find yourself in a hole of debt, and you can feel that a bankruptcy is going to be in your future, what do you do? Make sure you plan for the future! There are essentially three key items that you need to consider before filing for bankruptcy: The timing of your bankruptcy, budgeting your […]
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How long until I can buy a car or home after bankruptcy?
If you have been following along with our blogs for the past few months, you may remember our blog, “Can You Buy a Car after a Chapter 7 Bankruptcy?” where we discussed the possibility of buying a car after bankruptcy. Cars are usually very easy to buy again after bankruptcy (maybe not the new Lexus), […]
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